body  { text-align: center;
       margin: 0;
	   padding: 0;
	   background-color: #fff;
	   background-image: url('bg-grad.jpg');
	   background-position: center top;
	   background-repeat: repeat-x;}

/*  HEADER AREAS   */
.header  { width: 900px;
          height: 150px;
          background-color: #0CB6FF;
		  background-image: url('header.jpg');
	      background-position: center top;
	      background-repeat: no-repeat;
		  margin: 0 auto;
		  position: relative;
		  top: 0;}
.header-end  { width: 900px;
              height: 11px;
		      background-image: url('header-end.jpg');
	          background-position: center top;
	          background-repeat: no-repeat;
		      margin: 0 auto; }
.header .header-text  { padding-top: 50px;
                      margin: 0 30px 0 0;
					  font-size: 12pt;
					  font-family: Verdana. Arial;
					  color: #000;
					  line-height: 0.9em;
					  width: 50%;
					  float: right;}

/* THE STYLISH TOP MENU */
div .menu-area { width: 850px;
               height: 30px;
               margin: 0 auto;
			   padding-top: 10px;
			   background-image: url('menu-grad.jpg');
			   background-repeat: repeat-x;
			   background-position: center left;}
ul .menu-area  { width: 100%;
               margin-left: 0;}
.menu-area li  { display: inline;
              padding-right: 1em;
			  padding-left: 1em;}
.menu-area li a:link   { font-family: Verdana, Arial;
                     font-size: 0.8em;
					 color: #000;
					 text-decoration: none;}
.menu-area li a:visited   { font-family: Verdana, Arial;
                        font-size: 0.8em;
					    color: #000;
					    text-decoration: none;}
.menu-area li a:active   { font-family: Verdana, Arial;
                       font-size: 0.8em;
					   color: #000;
					   text-decoration: none;}
.menu-area li a:hover { font-family: Verdana, Arial;
                     font-size: 0.8em;
					 color: #000;
					 text-decoration: underline;}

/* BODY AREAS */
.page-wrap  { width: 900px;
             margin: 0 auto; 
			 text-align: left;
			 position: relative;
		     top: 20px;}
.content  { width: 650px;
		   background-color: #fff;
		   float: right;
		   border-left: #B6E2A7 solid 1px;
		   padding: 5px;}

/* LEFT BAR AREA */
.left  { width: 220px;
		background-color: #fff;
		float: left;
		padding: 5px; }

/* FOOTER AREA */
.footer  { width: 900px;
          border-top: #B6E2A7 solid 1px;
		  font-size: 0.7em;
		  font-family: Verdana, Arial;
		  margin-top: 10px;
		  padding-bottom: 10px;
		  padding-top: 5px;
		  margin-top: 20px;}

/* TEXT STYLING */
p  { font-family: Verdana, Arial;
    font-size: 0.8em; }
h1  { font-family: Verdana, Arial;
     font-size: 1.1em; }
h2  { font-family: Verdana, Arial;
     font-size: 1em; }
table { font-family: Verdana, Arial;
        font-size: 0.8em; }

a:link  { color: #000;
        text-decoration: underline; }
a:active  { color: #000;
           text-decoration: underline; }
a:visited  { color: #000;
            text-decoration: underline; }
a:hover  { color: #000;
          text-decoration: none; }

.left span  { font-family: Verdana, Arial;
       font-size: 0.8em;
	   font-weight: bold;
	   position: relative;
	   top: -20px;}